Irs 2025 Contribution Limits. For the 2025 tax year, the irs is increasing the annual contribution limit for 401(k) plans by $500 from the current limit of $23,000 in 2024 to $23,500 in 2025. The maximum saver’s credit is $1,000 ($2,000 for.
In 2025, individuals can contribute up to $4,300 (up from $4,150), while families can contribute $8,550. The 2025 catch‑up contribution limit for individuals aged 50 and over will stay at $1,000, the same rate from 2024.